My Favorite Credit Cards for 2020

It’s been awhile since I’ve talked about my favorite credit cards. I’m here to tell you what I’m using to travel for nearly free in 2020.

  1. American Express Gold Card (I got the rose gold card which was a special offer that ran last year which I’m sure they will run again due to popular demand)
  • ┬áBenefits that make the $250 annual fee worth it:
    • 4x points on groceries and dining
    • 1x point on all other purchases
    • 3x points on airlines booked directly airlines or
    • 40,000 points after you spend $4,000 in the first 3 months
    • $10 a month credit to Shake Shack, Cheesecake Factory, Ruth’s Chris Steakhouse, Grub Hub and more
    • $100 airline credit for incidental costs like baggage fees, lounge passes, pet fees, etc. (no Wifi)

2. American Express Green Card

  • Benefits that make the $150 annual fee worth it:
    • 3x points on global dining and travel hotel, flights and ridesharing
    • 1x point on all other purchases
    • 35,000 points after you spend 3,000 in the first 3 months
    • $150 away credit purchased directly through Away (this is a limited offer so hurry because the offer ends on 1/15/20!)
    • $100 LoungBuddy Credit
    • $100 Clear credit (you’ll only pay $9 if you are United member which is currently the cheapest way to get the pass)

I previously was using the Chase Sapphire Reserve, but I decided to downgrade this year to the Freedom Unlimited card, because I wanted to save on the pricey $450 annual fee when I was essentially getting the same benefits as the American Express Green Card.

Hopefully this post was helpful and can help you save money and make your dream trips happen!